Wedding Cancellation Insurance
Insure your wedding in case it has to be cancelled with Wedding Cancellation Insurance
Getting married should be the best day of your life. For most of us, our wedding days go perfectly, and nothing happens to cause us any difficulty. However, some of the time, things go wrong. They can even go so wrong that you have to cancel your wedding. If that happens, you could potentially lose everything that you have paid so far.
One of the main reasons that people get wedding insurance is for the cancellation cover. Our policies can cover you for up to £35,000 in total if you have to cancel your wedding.
As stated in the the policy wording, ‘We will pay up to the amount shown in the Summary of Cover for any irrecoverable expenses incurred by You in respect of Ceremonial Attire, flowers, photographs, caterers, transport, accommodation and the services from any other Wedding Services Supplier booked but not used as a direct result of the unavoidable cancellation or curtailment of the Wedding or Wedding Reception’.
What does this actually mean though? Policy wordings can be hard to understand. In principle, this section of the wording explains what is covered under your cancellation indemnity level.
The policy wording explains what circumstances for cancelling we can cover. It says ‘as a direct result of the unavoidable cancellation or curtailment of the Wedding or Wedding Reception as the result of:
(a) the booked venue for the Wedding or Wedding Reception being unable to hold Your Wedding due to an outbreak of infectious or contagious disease, damage to the venue, murder or suicide at the premises or closure of the venue by the relevant authority
(b) the death, injury or sickness of the couple or Close Relative which would make continuance of the Wedding inappropriate
(c) the unforseen and total non-appearance on the Wedding day of any booked and paid for professional Wedding Services Suppliers
(d) accidental complete loss of or severe damage to Ceremonial Attire which renders the items unwearable, where the purchase or hire of alternatives is not possible
(e) redundancy, where notice is received at least 8 weeks after the issue of the Schedule and qualifying for payment under the current redundancy legislation, of the bride, groom, civil partners or any of their relatives who would have made proven, significant, financial contributions on which the Wedding arrangements depend
(f) the unforeseen posting overseas of a serving member of the UK armed forces or unavoidable and necessary duty for the Ambulance Service, Coastguard, Fire Brigade or Police Personnel of a member of the main Wedding party or a Close Relative which occurs during the Period Of Insurance
(g) the non-appearance of the officiating minister or registrar.
(h) the inability of the Wedding party and guests to reach the Wedding or Wedding Reception venue due to Adverse Weather conditions.’
This section lists the reasons that we will accept as suitable for cancellation while remaining covered.
Wedding Cancellation Insurance means that if you do have to cancel your wedding day, you don’t have to worry. We cover you up to the amounts of:
|Policy||Silver £21||Gold £35||Diamond £60||Platinum £98|
The ‘We’ referred to in the Policy Wording is Acasta Europe – the underwriters of our wedding insurance policies.
What else we cover:
We don’t just cover you in case of cancellation. We cover all sorts of things that might affect your wedding. Our cover starts up to two years in advance of your wedding, and we cover things you have already paid for, or paid deposits on before you take out the policy. We cover:
- Wedding Outfits
- Wedding Rings, Gifts & Cake
- Personal Liability
- Optional Extras
Get A Quote
Choose from our 4 levels of cover available and optional extras to tailor the policy to your unique day.
Covers up to £5,000
Covers up to £10,000
Covers up to £20,000
Covers up to £35,000